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WealthWise tracks your expenses, generates an AI budget tailored to your city and income, and guides your investment decisions — all in one place.
Total Savings
₹1,24,800
Up ₹8,200 from last month
Monthly Budget
July 2025Goal Progress
68% done
Emergency Fund
AI Insight
Save ₹3,200
on dining this month
Budget Generated
AI-powered budget engine
Voice entry active
Nine modules. One dashboard. No switching between five different apps.
Tell us your income, city, and family size. Our AI builds a detailed monthly budget across 50+ categories — personalised to your life.
See exactly where your money goes. Category charts, monthly trends, and budget vs actual — updated every time you log an expense.
Set a savings target with a deadline. Track progress automatically and get notified when you hit each milestone.
Say your expense out loud in Hindi, Hinglish, or English. AI picks up the amount, category, and merchant — no typing needed.
Track money you owe and money owed to you. See interest, EMI breakdowns, and payoff timelines in one place.
Create a group, add members, split any bill equally or by percentage. Settle balances and track who owes what — no spreadsheets.
Answer a short risk questionnaire. Get personalised recommendations across PPF, Fixed Deposits, SIPs, Sovereign Gold Bonds, and more.
Plan ahead for Diwali, weddings, vacations, or any big expense. Set a target amount — we calculate how much to save each month.
Use the app in whichever language feels natural. Switch anytime — the entire interface adapts instantly.
No manual setup. No confusing categories to configure. Just answer a few questions and your budget is ready.
Enter your income, city, family size, and a few financial goals. Takes under 3 minutes.
AI instantly generates a detailed, personalised budget with explanations for every category.
Log expenses by voice or tap. Watch your savings grow. Get alerts before you overspend.
Generic budget apps give everyone the same percentages. WealthWise uses advanced AI to factor in your actual city costs, household size, existing EMIs, and income stability — so the numbers are realistic, not aspirational.
City-aware budgeting
Mumbai rent and Tier-2 city costs are very different. Your budget reflects your actual market.
Spending anomaly alerts
When you spend significantly above your usual pattern in any category, you get notified immediately.
Proactive notifications
Budget warnings, goal milestones, bill reminders — delivered at the right time, not all at once.
Based on your Mumbai income of ₹85,000 and 2-person household, your housing allocation is ₹25,500 (30%). Food and groceries: ₹12,750.
Dining out is 41% above your last 3-month average. At this rate, your Diwali savings goal will be short by ₹4,800.
You have reached 68% of your Emergency Fund goal. Keep your current saving rate and you will hit the target 9 days early.
We do not sell data, show ads, or share your information with third parties. Your data is encrypted at rest and in transit.
AES-256-GCM encryption
bcrypt password hashing
Rate-limited APIs
Full admin audit trail
Real quotes from people who have used WealthWise during early access.
“The AI budget actually accounts for Bangalore rent. Every other app gives me a generic 50/30/20 split that doesn't work here.”
“I have three income sources — salary, freelance, and rental. WealthWise is the only app that handles all three properly.”
“Saying 'petrol 800 rupees' and it just logs it — that voice feature is genuinely useful when you're driving.”
“The seasonal planner for Diwali shopping is something I didn't know I needed. Helped me save ₹15,000 over 4 months.”
“Investment advisory finally explained the difference between PPF, NPS, and SIPs in plain language. Not just marketing fluff.”
“Group trip expense tracking used to be a nightmare. The split feature sorted 11 people, 4 days, and 60+ transactions without any confusion.”
Set up your profile, let AI generate your budget, and start tracking in under 3 minutes. Available in English, Hindi, and Hinglish.